[1]The Chairman of SEBI is nominated by?
A.
Union Finance Ministry
B.
RBI
C.
Government of India
D.
All of these
Ans:
Government of India
Explanation :
0
[2]The Headquarters of Islamic Development Bank is
A.
Sohar, Oman
B.
Kuala Lumpur, Malaysia
C.
Jeddah, Saudi Arabia
D.
Baghdad, Iraq
Ans:
Jeddah, Saudi Arabia
Explanation :
0
[3]IDBI Bank is a ?
A.
Public Sector Bank
B.
Private Sector Bank
C.
Foreign Bank
D.
Cooperative Bank
Ans:
Public Sector Bank
Explanation :
0
[4]Regional Rural Banks have been set up with the basic objective of:
A.
A.Providing credit to semi-urban and urban population
B.
B.Providing deposits facilities to farmers
C.
C.Providing credit and deposit facilities to rural areas
D.
D.Providing credit, deposit and other banking facilities to people in rural areas
Ans:
D.Providing credit, deposit and other banking facilities to people in rural areas
Explanation :
0
[5]In which of the following accounts, operation by cheques is permitted?
A.
Savings bank accounts and fixed deposit accounts
B.
Current accounts and fixed deposit accounts
C.
Savings bank accounts and floating loan accounts
D.
Savings banks accounts and current accounts
Ans:
Savings banks accounts and current accounts
Explanation :
0
[6]KYC guidelines followed by the Banks have been framed on the recommendations of the
A.
Ministry of Home Affairs
B.
Ministry of Rural Development
C.
Indian Banks Association
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
[7]All the financial issues of agriculture are dealt by which Bank?
A.
Andhra Bank
B.
SBI
C.
RBI
D.
NABARD
Ans:
NABARD
Explanation :
0
[8]What does RBI do if a Re.1 note is issued by Government of India?
A.
RBI object the issuance
B.
RBI put into circulation
C.
RBI converts Re.1 in to higher denomination of Rs.10 and more.
D.
RBI asks banks to not to support for circulation
Ans:
RBI put into circulation
Explanation :
0
[9]The announcement of Bank holidays on 2nd and 4th Saturday will be effective from-
A.
31st August 2015
B.
1st September 2015
C.
30th August 2015
D.
30th September 2015
Ans:
1st September 2015
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[2]The Headquarters of Islamic Development Bank is
A.
Sohar, Oman
B.
Kuala Lumpur, Malaysia
C.
Jeddah, Saudi Arabia
D.
Baghdad, Iraq
Ans:
Jeddah, Saudi Arabia
Explanation :
0
[3]IDBI Bank is a ?
A.
Public Sector Bank
B.
Private Sector Bank
C.
Foreign Bank
D.
Cooperative Bank
Ans:
Public Sector Bank
Explanation :
0
[4]Regional Rural Banks have been set up with the basic objective of:
A.
A.Providing credit to semi-urban and urban population
B.
B.Providing deposits facilities to farmers
C.
C.Providing credit and deposit facilities to rural areas
D.
D.Providing credit, deposit and other banking facilities to people in rural areas
Ans:
D.Providing credit, deposit and other banking facilities to people in rural areas
Explanation :
0
[5]In which of the following accounts, operation by cheques is permitted?
A.
Savings bank accounts and fixed deposit accounts
B.
Current accounts and fixed deposit accounts
C.
Savings bank accounts and floating loan accounts
D.
Savings banks accounts and current accounts
Ans:
Savings banks accounts and current accounts
Explanation :
0
[6]KYC guidelines followed by the Banks have been framed on the recommendations of the
A.
Ministry of Home Affairs
B.
Ministry of Rural Development
C.
Indian Banks Association
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
[7]All the financial issues of agriculture are dealt by which Bank?
A.
Andhra Bank
B.
SBI
C.
RBI
D.
NABARD
Ans:
NABARD
Explanation :
0
[8]What does RBI do if a Re.1 note is issued by Government of India?
A.
RBI object the issuance
B.
RBI put into circulation
C.
RBI converts Re.1 in to higher denomination of Rs.10 and more.
D.
RBI asks banks to not to support for circulation
Ans:
RBI put into circulation
Explanation :
0
[9]The announcement of Bank holidays on 2nd and 4th Saturday will be effective from-
A.
31st August 2015
B.
1st September 2015
C.
30th August 2015
D.
30th September 2015
Ans:
1st September 2015
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[4]Regional Rural Banks have been set up with the basic objective of:
A.
A.Providing credit to semi-urban and urban population
B.
B.Providing deposits facilities to farmers
C.
C.Providing credit and deposit facilities to rural areas
D.
D.Providing credit, deposit and other banking facilities to people in rural areas
Ans:
D.Providing credit, deposit and other banking facilities to people in rural areas
Explanation :
0
[5]In which of the following accounts, operation by cheques is permitted?
A.
Savings bank accounts and fixed deposit accounts
B.
Current accounts and fixed deposit accounts
C.
Savings bank accounts and floating loan accounts
D.
Savings banks accounts and current accounts
Ans:
Savings banks accounts and current accounts
Explanation :
0
[6]KYC guidelines followed by the Banks have been framed on the recommendations of the
A.
Ministry of Home Affairs
B.
Ministry of Rural Development
C.
Indian Banks Association
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
[7]All the financial issues of agriculture are dealt by which Bank?
A.
Andhra Bank
B.
SBI
C.
RBI
D.
NABARD
Ans:
NABARD
Explanation :
0
[8]What does RBI do if a Re.1 note is issued by Government of India?
A.
RBI object the issuance
B.
RBI put into circulation
C.
RBI converts Re.1 in to higher denomination of Rs.10 and more.
D.
RBI asks banks to not to support for circulation
Ans:
RBI put into circulation
Explanation :
0
[9]The announcement of Bank holidays on 2nd and 4th Saturday will be effective from-
A.
31st August 2015
B.
1st September 2015
C.
30th August 2015
D.
30th September 2015
Ans:
1st September 2015
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[6]KYC guidelines followed by the Banks have been framed on the recommendations of the
A.
Ministry of Home Affairs
B.
Ministry of Rural Development
C.
Indian Banks Association
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
[7]All the financial issues of agriculture are dealt by which Bank?
A.
Andhra Bank
B.
SBI
C.
RBI
D.
NABARD
Ans:
NABARD
Explanation :
0
[8]What does RBI do if a Re.1 note is issued by Government of India?
A.
RBI object the issuance
B.
RBI put into circulation
C.
RBI converts Re.1 in to higher denomination of Rs.10 and more.
D.
RBI asks banks to not to support for circulation
Ans:
RBI put into circulation
Explanation :
0
[9]The announcement of Bank holidays on 2nd and 4th Saturday will be effective from-
A.
31st August 2015
B.
1st September 2015
C.
30th August 2015
D.
30th September 2015
Ans:
1st September 2015
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[8]What does RBI do if a Re.1 note is issued by Government of India?
A.
RBI object the issuance
B.
RBI put into circulation
C.
RBI converts Re.1 in to higher denomination of Rs.10 and more.
D.
RBI asks banks to not to support for circulation
Ans:
RBI put into circulation
Explanation :
0
[9]The announcement of Bank holidays on 2nd and 4th Saturday will be effective from-
A.
31st August 2015
B.
1st September 2015
C.
30th August 2015
D.
30th September 2015
Ans:
1st September 2015
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[10]What is the maturity period for senior citizen savings scheme?
A.
3 years
B.
5 years
C.
2 years
D.
7 years
Ans:
5 years
Explanation :
0
[11]Which of the following authorities is responsible for maintaining accounts, deposits and cash management of the Government through issue Bonds and Treasury Bills?
A.
SEBI
B.
IBA
C.
IRDA
D.
RBI
Ans:
RBI
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[12]Who headed the RBI panel that has submitted its report titled Data Format for Furnishing of Credit Information to Credit Information Companies.
A.
Urjit Patel
B.
Aditya Puri
C.
R.Gandhi
D.
A.K.Sharma
Ans:
Aditya Puri
Explanation :
0
[13]Which of the following is Annuity Service Provider?
A.
Life Insurance Companies
B.
Public Sector Banker
C.
Private Sector Banks
D.
NBFCs
Ans:
Life Insurance Companies
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[14]The Reverse Mortgage scheme is launched to give benefit to which of the following groups of society?
A.
Persons below 60 yrs
B.
Senior Citizens
C.
Unemployed youth
D.
Orphans
Ans:
Senior Citizens
Explanation :
0
[15]Which of the following is known as Retail banking‖?
A.
Merchant banking
B.
Investment banking
C.
Consumer banking
D.
Wholesale banking
Ans:
Consumer banking
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[16]The Rate at which the domestic currency can be converted into foreign currency and vice versa is called as
A.
Inter Bank Money Rate
B.
LIBOR
C.
Repo Rate
D.
Exchange rate
Ans:
Exchange rate
Explanation :
0
[17]Co-operation as a form of economic activity was formally recognized in India in the year 1904 when
A.
Mahatma Gandhi inaugurated the first Indian co- operative bank
B.
the first co-operative bank was established in Bombay
C.
the first Co-operative Societies Act was passed
D.
All of the above
Ans:
the first Co-operative Societies Act was passed
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[18]In Banking terminology, NPA means
A.
Non-Promise Account
B.
Non-Personal Account
C.
Non-Performing Asset
D.
Net-performing Asset
Ans:
Non-Performing Asset
Explanation :
0
[19]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[20]Who sets up the Bench Mark Interest Rate for Germany ?
A.
German Central Bank
B.
Deutsche Bundes Bank
C.
European Central Bank
D.
Deutsche Bank
Ans:
European Central Bank
Explanation :
0
[21]The credit policy of a bank does not consists of?
A.
Quality control
B.
Advertising of loan products
C.
Loan product mix
D.
Lending policies
Ans:
Advertising of loan products
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[22]What is the term used for a deposit with a bank that locks up money for a certain period but also provides an option of premature withdrawal which may attract a penalty?
A.
Savings bank deposit
B.
Term deposit
C.
Recurring deposit
D.
Current deposit
Ans:
Term deposit
Explanation :
0
[23]Which of the following is correct:
A.
Reserve Bank of India Act, 1935
B.
Reserve Bank of India Act, 1934
C.
Reserve Bank of India Act, 1930
D.
All of these
Ans:
Reserve Bank of India Act, 1934
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0
[24]Indian paper currency is minted in Mysore and also in
A.
Kolkata
B.
Chennai
C.
Bengaluru
D.
Nasik
Ans:
Nasik
Explanation :
0
[25]Which of the following is a non-deposit accepting loan company?
A.
NBFC
B.
IFC
C.
NABARD
D.
SEBI
Ans:
IFC
Explanation :
0
Explanation :
0