[1]‗Birr is the name of currency of which of the following countries?
A.
Eritrea
B.
Haiti
C.
Ethiopia
D.
Latvia
Ans:
Ethiopia
Explanation :
0
[2]Which bank has launched the fist contactless debit, credit and multi-currency forex card?
A.
Axis Bank
B.
ICICI Bank
C.
HDFC Bank
D.
SBI
Ans:
Axis Bank
Explanation :
0
[3]Which of the following banks was first to establish merchant banking business in India?
A.
ABN Amro Bank
B.
Citibank
C.
HDFC Bank
D.
Grindlays Bank
Ans:
Grindlays Bank
Explanation :
0
[4]Which of the following is held by a depository?
A.
Shares
B.
Debentures
C.
Government Securities
D.
All of these
Ans:
All of these
Explanation :
0
[5]Which of the following has decided to block LPG subsidy and PAN of the tax defaulters?
A.
RBI
B.
SBI
C.
Income Tax Debapartment
D.
Govt. of India
Ans:
Income Tax Debapartment
Explanation :
0
[6]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[7]Which of the following statements is TRUE about National Federation of State Co-Operative Banks?
A.
Provides research and consultancy inputs to the member banks
B.
Promotes and protects the interests of the member banks
C.
Provides a common forum to the member banks
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]National Payments Corporation of India (NPCI) is being used by banks for
A.
Remittance
B.
Clearing and settlement
C.
Payments and settlements
D.
Advisory service
Ans:
Clearing and settlement
Explanation :
0
[9]The Nippon Ginko is the central bank of:
A.
Canada
B.
Australia
C.
UK
D.
Japan
Ans:
Japan
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[2]Which bank has launched the fist contactless debit, credit and multi-currency forex card?
A.
Axis Bank
B.
ICICI Bank
C.
HDFC Bank
D.
SBI
Ans:
Axis Bank
Explanation :
0
[3]Which of the following banks was first to establish merchant banking business in India?
A.
ABN Amro Bank
B.
Citibank
C.
HDFC Bank
D.
Grindlays Bank
Ans:
Grindlays Bank
Explanation :
0
[4]Which of the following is held by a depository?
A.
Shares
B.
Debentures
C.
Government Securities
D.
All of these
Ans:
All of these
Explanation :
0
[5]Which of the following has decided to block LPG subsidy and PAN of the tax defaulters?
A.
RBI
B.
SBI
C.
Income Tax Debapartment
D.
Govt. of India
Ans:
Income Tax Debapartment
Explanation :
0
[6]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[7]Which of the following statements is TRUE about National Federation of State Co-Operative Banks?
A.
Provides research and consultancy inputs to the member banks
B.
Promotes and protects the interests of the member banks
C.
Provides a common forum to the member banks
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]National Payments Corporation of India (NPCI) is being used by banks for
A.
Remittance
B.
Clearing and settlement
C.
Payments and settlements
D.
Advisory service
Ans:
Clearing and settlement
Explanation :
0
[9]The Nippon Ginko is the central bank of:
A.
Canada
B.
Australia
C.
UK
D.
Japan
Ans:
Japan
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[4]Which of the following is held by a depository?
A.
Shares
B.
Debentures
C.
Government Securities
D.
All of these
Ans:
All of these
Explanation :
0
[5]Which of the following has decided to block LPG subsidy and PAN of the tax defaulters?
A.
RBI
B.
SBI
C.
Income Tax Debapartment
D.
Govt. of India
Ans:
Income Tax Debapartment
Explanation :
0
[6]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[7]Which of the following statements is TRUE about National Federation of State Co-Operative Banks?
A.
Provides research and consultancy inputs to the member banks
B.
Promotes and protects the interests of the member banks
C.
Provides a common forum to the member banks
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]National Payments Corporation of India (NPCI) is being used by banks for
A.
Remittance
B.
Clearing and settlement
C.
Payments and settlements
D.
Advisory service
Ans:
Clearing and settlement
Explanation :
0
[9]The Nippon Ginko is the central bank of:
A.
Canada
B.
Australia
C.
UK
D.
Japan
Ans:
Japan
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[6]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[7]Which of the following statements is TRUE about National Federation of State Co-Operative Banks?
A.
Provides research and consultancy inputs to the member banks
B.
Promotes and protects the interests of the member banks
C.
Provides a common forum to the member banks
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]National Payments Corporation of India (NPCI) is being used by banks for
A.
Remittance
B.
Clearing and settlement
C.
Payments and settlements
D.
Advisory service
Ans:
Clearing and settlement
Explanation :
0
[9]The Nippon Ginko is the central bank of:
A.
Canada
B.
Australia
C.
UK
D.
Japan
Ans:
Japan
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[8]National Payments Corporation of India (NPCI) is being used by banks for
A.
Remittance
B.
Clearing and settlement
C.
Payments and settlements
D.
Advisory service
Ans:
Clearing and settlement
Explanation :
0
[9]The Nippon Ginko is the central bank of:
A.
Canada
B.
Australia
C.
UK
D.
Japan
Ans:
Japan
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[10]What is macro-economics?
A.
macro economics deals with economic activities of the level of an economy as a whole
B.
it deals with only a segment of an economy
C.
it deals with both a) and b)
D.
none of these
Ans:
macro economics deals with economic activities of the level of an economy as a whole
Explanation :
0
[11]Banks allow some important customers to withdraw without clear credit balance. Such facility is known as:
A.
Zero balance
B.
Current Account
C.
Overdraft
D.
Demand draft
Ans:
Overdraft
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[12]Whenever RBI does some Open Market Operation Transaction, actually it wishes to regulate which of the following?
A.
Inflation only
B.
liquidity in economy
C.
Borrowing powers of the banks
D.
Flow of Foreign Direct Investments
Ans:
liquidity in economy
Explanation :
0
[13]What is a corporate Hedging?
A.
It is a mechanism to protect firm’s exposure to eqity risk
B.
It is a mechanism to protect firm’s Exposure to market risk
C.
It is a mechanism to protect firm’s exposure to forex risk
D.
It is a mechanism to protect firm’s exposure in International trade
Ans:
It is a mechanism to protect firm’s Exposure to market risk
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[14]The primary function of a central co-operative bank is to
A.
mobilize the resources in the district for financing its members to the maximum extent possible
B.
to channelize the flow of funds from the co- operative banks
C.
All of the above
D.
Either a) or b)
Ans:
All of the above
Explanation :
0
[15]Which of the following fall under the qualitative method of credit control adopted by the Reserve bank of India?
A.
Selective credit control
B.
Moral suasion
C.
Credit authorization scheme
D.
All the above
Ans:
All the above
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[16]What is Stagflation‖?
A.
inflation with growth
B.
deflation with growth
C.
inflation after deflations
D.
inflation with depression
Ans:
inflation after deflations
Explanation :
0
[17]Which of the following is not a banking related term?
A.
Outstanding amount
B.
Explicit guarantee
C.
Creditor
D.
Radiation
Ans:
Radiation
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[18]Regional Rural Banks were established in the year
A.
1985
B.
1948
C.
1975
D.
1995
Ans:
1975
Explanation :
0
[19]NBFCs consist of
A.
Equipment Leasing Company and Investment Company
B.
Hire purchase Finance Company and Mutual Benefit Finance Company
C.
all of the above
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[20]The Commercial Banking System in India consists of
A.
Regional Rural banks and Co-operative Banks
B.
Scheduled and Non-Scheduled Banks
C.
Nationalized Banks and Private Sector Banks
D.
None of these
Ans:
Scheduled and Non-Scheduled Banks
Explanation :
0
[21]What do you mean by Mortgage?
A.
A security created on immovable property for a deposit received by a bank
B.
A security created on immovable property for a loan given by a bank
C.
A facility created on movable property for a deposit received by a bank
D.
A security created on movable property for a loan given by a bank
Ans:
A security created on immovable property for a loan given by a bank
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[22]Which bank bagged the prestigious ‗Bank of the year award 2015?
A.
HDFC bank
B.
ICICI bank
C.
Yes BankWhich bank has inst6alled
D.
IndusInd Bank
Ans:
Yes BankWhich bank has inst6alled
Explanation :
0
[23]Loan for fish rearing is covered under Prirority Sector as
A.
Self Employment Scheme
B.
Self Employment Scheme
C.
Indirect Agriculture
D.
Direct Agriculture
Ans:
Direct Agriculture
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0
[24]If the Cash Reserve Ratio (CRR) is lowered by the RBI, its impact on credit creation will be:
A.
Increase
B.
Decrease
C.
No impact
D.
All of these
Ans:
Increase
Explanation :
0
[25]Which was the first bank to introduce ATM in India?
A.
HSBC
B.
Standard Chartered Bank
C.
State Bank of India
D.
United Bank of India
Ans:
HSBC
Explanation :
0
Explanation :
0