[1]The name of the currency in Dubai and the United Arab Emirates is
A.
US Dollar
B.
Dinar
C.
Euro
D.
Dirham
Ans:
Dirham
Explanation :
0
[2]Largest shareholder (in percentage shareholding) of a nationalized bank is.
A.
RBI
B.
NABARD
C.
LICI
D.
Govt. of India
Ans:
Govt. of India
Explanation :
0
[3]At present, the maximum interest a bank offers on Saving bank account is
A.
0.035
B.
0.05
C.
0.07
D.
As per bank policy, as the Interest rate on Savings account is deregulated
Ans:
As per bank policy, as the Interest rate on Savings account is deregulated
Explanation :
0
[4]Which of the following is the first Universal Bank established in India?
A.
IDBI Bank Ltd.
B.
ICICI Bank ltd.
C.
Reserve bank of India
D.
NABARD
Ans:
ICICI Bank ltd.
Explanation :
0
[5]With which of following types of loans are teaser rates related?
A.
Home loans
B.
Personal loans
C.
Auto loans
D.
Reverse mortgage loans
Ans:
Home loans
Explanation :
0
[6]Which of the following banks is not nationalized in 1969
A.
Central Bank of India
B.
Dena Bank
C.
Canara Bank
D.
Oriental Bank of Commerce
Ans:
Oriental Bank of Commerce
Explanation :
0
[7]Budget is an instrument of
A.
Commercial policy of the government
B.
Fiscal policy of the Government
C.
Monetary policy of the government
D.
Money-saving policy of the government
Ans:
Fiscal policy of the Government
Explanation :
0
[8]With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country
A.
Will
B.
Registration
C.
Nomination
D.
Indemnity
Ans:
Nomination
Explanation :
0
[9]Maximum age for retirement for MD/CEO of all private banks is
A.
60 years
B.
65 years
C.
70 years
D.
75 years
Ans:
70 years
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[2]Largest shareholder (in percentage shareholding) of a nationalized bank is.
A.
RBI
B.
NABARD
C.
LICI
D.
Govt. of India
Ans:
Govt. of India
Explanation :
0
[3]At present, the maximum interest a bank offers on Saving bank account is
A.
0.035
B.
0.05
C.
0.07
D.
As per bank policy, as the Interest rate on Savings account is deregulated
Ans:
As per bank policy, as the Interest rate on Savings account is deregulated
Explanation :
0
[4]Which of the following is the first Universal Bank established in India?
A.
IDBI Bank Ltd.
B.
ICICI Bank ltd.
C.
Reserve bank of India
D.
NABARD
Ans:
ICICI Bank ltd.
Explanation :
0
[5]With which of following types of loans are teaser rates related?
A.
Home loans
B.
Personal loans
C.
Auto loans
D.
Reverse mortgage loans
Ans:
Home loans
Explanation :
0
[6]Which of the following banks is not nationalized in 1969
A.
Central Bank of India
B.
Dena Bank
C.
Canara Bank
D.
Oriental Bank of Commerce
Ans:
Oriental Bank of Commerce
Explanation :
0
[7]Budget is an instrument of
A.
Commercial policy of the government
B.
Fiscal policy of the Government
C.
Monetary policy of the government
D.
Money-saving policy of the government
Ans:
Fiscal policy of the Government
Explanation :
0
[8]With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country
A.
Will
B.
Registration
C.
Nomination
D.
Indemnity
Ans:
Nomination
Explanation :
0
[9]Maximum age for retirement for MD/CEO of all private banks is
A.
60 years
B.
65 years
C.
70 years
D.
75 years
Ans:
70 years
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[4]Which of the following is the first Universal Bank established in India?
A.
IDBI Bank Ltd.
B.
ICICI Bank ltd.
C.
Reserve bank of India
D.
NABARD
Ans:
ICICI Bank ltd.
Explanation :
0
[5]With which of following types of loans are teaser rates related?
A.
Home loans
B.
Personal loans
C.
Auto loans
D.
Reverse mortgage loans
Ans:
Home loans
Explanation :
0
[6]Which of the following banks is not nationalized in 1969
A.
Central Bank of India
B.
Dena Bank
C.
Canara Bank
D.
Oriental Bank of Commerce
Ans:
Oriental Bank of Commerce
Explanation :
0
[7]Budget is an instrument of
A.
Commercial policy of the government
B.
Fiscal policy of the Government
C.
Monetary policy of the government
D.
Money-saving policy of the government
Ans:
Fiscal policy of the Government
Explanation :
0
[8]With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country
A.
Will
B.
Registration
C.
Nomination
D.
Indemnity
Ans:
Nomination
Explanation :
0
[9]Maximum age for retirement for MD/CEO of all private banks is
A.
60 years
B.
65 years
C.
70 years
D.
75 years
Ans:
70 years
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[6]Which of the following banks is not nationalized in 1969
A.
Central Bank of India
B.
Dena Bank
C.
Canara Bank
D.
Oriental Bank of Commerce
Ans:
Oriental Bank of Commerce
Explanation :
0
[7]Budget is an instrument of
A.
Commercial policy of the government
B.
Fiscal policy of the Government
C.
Monetary policy of the government
D.
Money-saving policy of the government
Ans:
Fiscal policy of the Government
Explanation :
0
[8]With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country
A.
Will
B.
Registration
C.
Nomination
D.
Indemnity
Ans:
Nomination
Explanation :
0
[9]Maximum age for retirement for MD/CEO of all private banks is
A.
60 years
B.
65 years
C.
70 years
D.
75 years
Ans:
70 years
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[8]With a view to facilitate payment of balance in the deposit account to the person named by the depositor without any hassles in the event of death of the account holder, the following facility was introduced for bank accounts in our country
A.
Will
B.
Registration
C.
Nomination
D.
Indemnity
Ans:
Nomination
Explanation :
0
[9]Maximum age for retirement for MD/CEO of all private banks is
A.
60 years
B.
65 years
C.
70 years
D.
75 years
Ans:
70 years
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[10]A Credit Guarantee Trust Fund has been set up for guaranteeing Collateral Free Facilities by lending institutions to Small Scale Industries. This fund is being managed by which of the following institutions?
A.
IDBI
B.
NABARD
C.
SBI
D.
SIDBI
Ans:
SIDBI
Explanation :
0
[11]Which of the following is not a ‗Money Market Instrument?
A.
Treasury Bills
B.
Commercial Paper
C.
Certificate of Deposit
D.
Equity shares
Ans:
Equity shares
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[12]Expand CDR?
A.
Corporate Debt Restructuring
B.
Company Debt Restructuring
C.
Corporate Debt Reconstruction
D.
Company Debt Restructuring
Ans:
Corporate Debt Restructuring
Explanation :
0
[13]Money loaned by a bank or other institution which is repayable on demand is called as ?
A.
Call Money
B.
Demand Loan
C.
Cash Credit
D.
Short Term Loan
Ans:
Call Money
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[14]The headquarters of Malwa Gramin Bank is?
A.
Howrah, West Bengal
B.
Nagpur, Maharashtra
C.
Dumka, Jharkhand
D.
Sangrur Punjab
Ans:
Sangrur Punjab
Explanation :
0
[15]What does ‗Kite Flying refers to in the banking terminology?
A.
The practice of depositing and withdrawing frequently in a bank account.
B.
Opening of multiple accounts with different names by any individual
C.
Doing unauthorised business
D.
Permitting drawls against uncleared cheques
Ans:
Permitting drawls against uncleared cheques
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[16]Insurance companies in India are regulated by
A.
RBI
B.
AMFI
C.
SEBI
D.
IRDA
Ans:
IRDA
Explanation :
0
[17]What does CRISIL stand for?
A.
Credit Rating and Industrial Services of India Limited
B.
Cash Rating and Industrial Services of India Limited
C.
Credit Rating and Investment Services of India Limited
D.
Currency Rating and Investment Services of India Limited
Ans:
Credit Rating and Investment Services of India Limited
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[18]Loans of very small amount given to low income group is called-
A.
Cash Credit
B.
No Frill Credit
C.
Rural Credit
D.
Micro Credit
Ans:
Micro Credit
Explanation :
0
[19]Which is incorrect with regard to powers of RBI:
A.
Holds cash reserve banks
B.
Controls banking system through licensing
C.
Supervises Banking system through inspection
D.
None of the above
Ans:
None of the above
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[20]Payment of a cheque cannot be made on a cash counter of the bank if the cheque is:-
A.
bearer
B.
cross
C.
order
D.
all of the above.
Ans:
cross
Explanation :
0
[21]CEO of ICICI bank is:
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Indira Nuyi
D.
Arun Jaitley
Ans:
Chanda Kochhar
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[22]Which of the following appears in the balance sheet of a company?
A.
Subscribed Capital
B.
Authorized Capital
C.
bapartner’s Capital
D.
Paid up Capital
Ans:
Paid up Capital
Explanation :
0
[23]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0
[24]When the loan is granted for purchase of white goods it is called
A.
Consumption loan
B.
White goods loan
C.
Consumer durable loan
D.
Business loan
Ans:
Consumer durable loan
Explanation :
0
[25]Banks fix separate cash limit and overall spending limit for each credit card. What is the disadvantage in withdrawing cash on credit cards?
A.
Cash withdrawn means the credit balance is reduced
B.
An amount is charged by the bank as cash withdrawal fees
C.
Cash withdrawal fees together with tax is charged to the card holder
D.
Less time is given for payment as compared to other debits for purchases
Ans:
Cash withdrawal fees together with tax is charged to the card holder
Explanation :
0
Explanation :
0