[1]Who issues treasury bills?
A.
Reserve Bank of India, as the agent of the Central Government
B.
Any Govt. dept. of State and Central
C.
Any Commercial Bank
D.
All of the above
Ans:
Reserve Bank of India, as the agent of the Central Government
Explanation :
0
[2]Which bank became the first bank to open its branch in china?
A.
IDBI bank
B.
HDFC bank
C.
SBI
D.
Punjab national bank
Ans:
SBI
Explanation :
0
[3]RBS Bank has been headquartered in
A.
Glasgow, United Kingdom
B.
Edinburgh, United Kingdom
C.
Skye, United Kingdom
D.
Aberdeen, United Kingdom
Ans:
Edinburgh, United Kingdom
Explanation :
0
[4]What does RTGS enable?
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of one bank to customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[5]Which of following is NOT a function of the Reserve Bank of India?
A.
Fiscal Policy Functions
B.
Exchange Control Functions
C.
Issuance, Exchange and destruction of currency notes
D.
Monetary Authority Functions
Ans:
Fiscal Policy Functions
Explanation :
0
[6]NEFT means?
A.
National Electronic Funds Transfer
B.
Negotiated Efficient Fund Transfer system
C.
National Efficient Fund Transfer solution
D.
Non Effective Fund Transfer system
Ans:
National Electronic Funds Transfer
Explanation :
0
[7]The Bank shall have to state their lending policies. These would include
A.
Exposure limits and eligible borrowers
B.
Documentation standards, maturity and pricing options
C.
Write off review procedures
D.
All the above
Ans:
All the above
Explanation :
0
[8]The tag line ‗A friend you can bank on is of which bank?
A.
Vijaya Bank
B.
Bank of Maharashtra
C.
UCO Bank
D.
Bank of Baroda
Ans:
Vijaya Bank
Explanation :
0
[9]IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?
A.
Bengaluru
B.
Mumbai
C.
New Delhi
D.
Chennai
Ans:
Mumbai
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[2]Which bank became the first bank to open its branch in china?
A.
IDBI bank
B.
HDFC bank
C.
SBI
D.
Punjab national bank
Ans:
SBI
Explanation :
0
[3]RBS Bank has been headquartered in
A.
Glasgow, United Kingdom
B.
Edinburgh, United Kingdom
C.
Skye, United Kingdom
D.
Aberdeen, United Kingdom
Ans:
Edinburgh, United Kingdom
Explanation :
0
[4]What does RTGS enable?
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of one bank to customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[5]Which of following is NOT a function of the Reserve Bank of India?
A.
Fiscal Policy Functions
B.
Exchange Control Functions
C.
Issuance, Exchange and destruction of currency notes
D.
Monetary Authority Functions
Ans:
Fiscal Policy Functions
Explanation :
0
[6]NEFT means?
A.
National Electronic Funds Transfer
B.
Negotiated Efficient Fund Transfer system
C.
National Efficient Fund Transfer solution
D.
Non Effective Fund Transfer system
Ans:
National Electronic Funds Transfer
Explanation :
0
[7]The Bank shall have to state their lending policies. These would include
A.
Exposure limits and eligible borrowers
B.
Documentation standards, maturity and pricing options
C.
Write off review procedures
D.
All the above
Ans:
All the above
Explanation :
0
[8]The tag line ‗A friend you can bank on is of which bank?
A.
Vijaya Bank
B.
Bank of Maharashtra
C.
UCO Bank
D.
Bank of Baroda
Ans:
Vijaya Bank
Explanation :
0
[9]IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?
A.
Bengaluru
B.
Mumbai
C.
New Delhi
D.
Chennai
Ans:
Mumbai
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[4]What does RTGS enable?
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of one bank to customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[5]Which of following is NOT a function of the Reserve Bank of India?
A.
Fiscal Policy Functions
B.
Exchange Control Functions
C.
Issuance, Exchange and destruction of currency notes
D.
Monetary Authority Functions
Ans:
Fiscal Policy Functions
Explanation :
0
[6]NEFT means?
A.
National Electronic Funds Transfer
B.
Negotiated Efficient Fund Transfer system
C.
National Efficient Fund Transfer solution
D.
Non Effective Fund Transfer system
Ans:
National Electronic Funds Transfer
Explanation :
0
[7]The Bank shall have to state their lending policies. These would include
A.
Exposure limits and eligible borrowers
B.
Documentation standards, maturity and pricing options
C.
Write off review procedures
D.
All the above
Ans:
All the above
Explanation :
0
[8]The tag line ‗A friend you can bank on is of which bank?
A.
Vijaya Bank
B.
Bank of Maharashtra
C.
UCO Bank
D.
Bank of Baroda
Ans:
Vijaya Bank
Explanation :
0
[9]IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?
A.
Bengaluru
B.
Mumbai
C.
New Delhi
D.
Chennai
Ans:
Mumbai
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[6]NEFT means?
A.
National Electronic Funds Transfer
B.
Negotiated Efficient Fund Transfer system
C.
National Efficient Fund Transfer solution
D.
Non Effective Fund Transfer system
Ans:
National Electronic Funds Transfer
Explanation :
0
[7]The Bank shall have to state their lending policies. These would include
A.
Exposure limits and eligible borrowers
B.
Documentation standards, maturity and pricing options
C.
Write off review procedures
D.
All the above
Ans:
All the above
Explanation :
0
[8]The tag line ‗A friend you can bank on is of which bank?
A.
Vijaya Bank
B.
Bank of Maharashtra
C.
UCO Bank
D.
Bank of Baroda
Ans:
Vijaya Bank
Explanation :
0
[9]IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?
A.
Bengaluru
B.
Mumbai
C.
New Delhi
D.
Chennai
Ans:
Mumbai
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[8]The tag line ‗A friend you can bank on is of which bank?
A.
Vijaya Bank
B.
Bank of Maharashtra
C.
UCO Bank
D.
Bank of Baroda
Ans:
Vijaya Bank
Explanation :
0
[9]IDBI Bank has reduced interest rates, ranging from 50 to 75 basis points, on retail term deposits (RTD) with effect from April 5, 2017. Where is headquarter of IDBI Bank?
A.
Bengaluru
B.
Mumbai
C.
New Delhi
D.
Chennai
Ans:
Mumbai
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[10]Central co-operative banks
A.
occupy a crucial importance in the co-operative credit structure
B.
from an important link between the state co- operative bank at the apex and the primary agricultural credit societies at the base
C.
are closer to the primary societies than an apex bank could be
D.
all of the above
Ans:
all of the above
Explanation :
0
[11]Which of the following is correct statement in respect of debit cards :-
A.
Debit card facility is provided to those having savings bank account/current account accounts of individuals, firms and cooperates
B.
This facility is not extended to cash credit/loan account holders
C.
debit card is issued to all the persons who visit the branch
D.
1 and 2
Ans:
1 and 2
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[12]Currency Swap‖ is an instrument to manage
A.
Currency Risk
B.
Interest Rate Risk
C.
Currency and Interest Rate Risk
D.
Cash Flows in different currencies
Ans:
Cash Flows in different currencies
Explanation :
0
[13]National bank is a subsidiary of which of the following banks?
A.
Bank of Baroda
B.
Allahabad Bank
C.
Bank of India
D.
Union Bank
Ans:
Bank of Baroda
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[14]Expand IFSC
A.
Indian Financial System Code
B.
Indian Financial Services Code
C.
International Financial Service Code
D.
Interbank Fund Service Code
Ans:
Indian Financial System Code
Explanation :
0
[15]Which of the following negotiable instruments can be crossed to the banks?
A.
Bills of Exchange
B.
Cheques
C.
Drafts
D.
None of these
Ans:
Bills of Exchange
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[16]Who is the MD and CEO of Allahabad Bank?
A.
Ravi Krishan Takkar
B.
Kishor Piraji
C.
Pawan Kumar Bajaj
D.
Usha Ananthasubramanian
Ans:
Usha Ananthasubramanian
Explanation :
0
[17]The full form of BBPS is
A.
Bill Finger Berger Power Series
B.
Best Business Practice
C.
Bharat Bill Payment Service
D.
Bharat Bill Payment System
Ans:
Bharat Bill Payment System
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[18]The safest form of Crossed Cheque is
A.
Double Crossing
B.
General Crossing
C.
Special Crossing
D.
Account payee crossing
Ans:
Account payee crossing
Explanation :
0
[19]Urban cooperative banks are controlled by
A.
State government – RBI
B.
NABARD – RBI
C.
SEBI – RBI
D.
Central government – NABARD
Ans:
NABARD – RBI
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[20]What is the condition for a bank to be called a Scheduled Bank ?
A.
Its business has to be crossed Rs. 1000 Cr mark
B.
Its branch network should be over 100
C.
It should be included in the second schedule of the RBI act
D.
It should comply with all the above conditions
Ans:
Its branch network should be over 100
Explanation :
0
[21]With reference to a cheque which of the following is the ‗drawee bank?
A.
The bank that collects cheque.
B.
The payee’s bank.
C.
The endorsee’s bank.
D.
The bank of the Drawer of the Cheque
Ans:
The bank of the Drawer of the Cheque
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[22]In which years RBI and SBI are nationalized respectively?
A.
1955, 1949
B.
1969, 1955
C.
1949, 1955
D.
1955, 1969
Ans:
1949, 1955
Explanation :
0
[23]Smart Money is a term used for
A.
Internet Banking
B.
Credit Card
C.
Mobile Apps
D.
Demand Drafts of Banks
Ans:
Credit Card
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0
[24]The debit card holder can perform which of the following functions ?
A.
Make Point of Sale (POS) purchase
B.
Recharge Prepaid mobile phones
C.
Pay Life Insurance premium
D.
All of the above
Ans:
All of the above
Explanation :
0
[25]National Income of India is estimated by?
A.
Central Estimates Survey Committee
B.
National Sample Survey Committee
C.
Central Statistical Organization
D.
Finance Ministry
Ans:
Central Statistical Organization
Explanation :
0
Explanation :
0