[1]TCPSL started their White Label ATMs chain under brand name
A.
Easecash
B.
Indicash
C.
T – Cash
D.
None of These
Ans:
Indicash
Explanation :
0
[2]The paid-up capital of Non-Schedule Bank is less than
A.
Rs 5 lakh
B.
Rs 10 lakh
C.
Rs 12 lakh
D.
Rs 15 lakh
Ans:
Rs 5 lakh
Explanation :
0
[3]Authorized Dealers for foreign exchange transactions are appointed by:
A.
Reserve Bank of India
B.
Government of India
C.
Individual Banks
D.
FEDAI
Ans:
Reserve Bank of India
Explanation :
0
[4]If the stock markets are declining then it is called as
A.
Bull run
B.
Down run
C.
Bear run
D.
Stage
Ans:
Bear run
Explanation :
0
[5]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[6]The Reserve Bank of India does NOT decide the
A.
Rate of Repo and Reserve Repo
B.
Marginal standing Facility Rates
C.
Bank Rate
D.
Rate of Dearness Allowance for Government Employees
Ans:
Rate of Dearness Allowance for Government Employees
Explanation :
0
[7]The term ‗Merchant Banking connotes
A.
Services rendered by banks for merchants and traders capital requirements to merchants covered under DICGC Guarantee Scheme
B.
Telegraphic transfers effected by merchants
C.
Catering to the needs of corporate customers raising finance
D.
All of the above
Ans:
Catering to the needs of corporate customers raising finance
Explanation :
0
[8]Which of the following bank headquarters located in Pune?
A.
Bank of Maharashtra
B.
Allahabad Bank
C.
Dena Bank
D.
Central Bank of India
Ans:
Bank of Maharashtra
Explanation :
0
[9]The term ‗transfer is defined under
A.
Foreign Exchange Management Act, 1999
B.
Companies Act, 2013
C.
RBI Act 1934
D.
All of these
Ans:
Foreign Exchange Management Act, 1999
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[2]The paid-up capital of Non-Schedule Bank is less than
A.
Rs 5 lakh
B.
Rs 10 lakh
C.
Rs 12 lakh
D.
Rs 15 lakh
Ans:
Rs 5 lakh
Explanation :
0
[3]Authorized Dealers for foreign exchange transactions are appointed by:
A.
Reserve Bank of India
B.
Government of India
C.
Individual Banks
D.
FEDAI
Ans:
Reserve Bank of India
Explanation :
0
[4]If the stock markets are declining then it is called as
A.
Bull run
B.
Down run
C.
Bear run
D.
Stage
Ans:
Bear run
Explanation :
0
[5]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[6]The Reserve Bank of India does NOT decide the
A.
Rate of Repo and Reserve Repo
B.
Marginal standing Facility Rates
C.
Bank Rate
D.
Rate of Dearness Allowance for Government Employees
Ans:
Rate of Dearness Allowance for Government Employees
Explanation :
0
[7]The term ‗Merchant Banking connotes
A.
Services rendered by banks for merchants and traders capital requirements to merchants covered under DICGC Guarantee Scheme
B.
Telegraphic transfers effected by merchants
C.
Catering to the needs of corporate customers raising finance
D.
All of the above
Ans:
Catering to the needs of corporate customers raising finance
Explanation :
0
[8]Which of the following bank headquarters located in Pune?
A.
Bank of Maharashtra
B.
Allahabad Bank
C.
Dena Bank
D.
Central Bank of India
Ans:
Bank of Maharashtra
Explanation :
0
[9]The term ‗transfer is defined under
A.
Foreign Exchange Management Act, 1999
B.
Companies Act, 2013
C.
RBI Act 1934
D.
All of these
Ans:
Foreign Exchange Management Act, 1999
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[4]If the stock markets are declining then it is called as
A.
Bull run
B.
Down run
C.
Bear run
D.
Stage
Ans:
Bear run
Explanation :
0
[5]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[6]The Reserve Bank of India does NOT decide the
A.
Rate of Repo and Reserve Repo
B.
Marginal standing Facility Rates
C.
Bank Rate
D.
Rate of Dearness Allowance for Government Employees
Ans:
Rate of Dearness Allowance for Government Employees
Explanation :
0
[7]The term ‗Merchant Banking connotes
A.
Services rendered by banks for merchants and traders capital requirements to merchants covered under DICGC Guarantee Scheme
B.
Telegraphic transfers effected by merchants
C.
Catering to the needs of corporate customers raising finance
D.
All of the above
Ans:
Catering to the needs of corporate customers raising finance
Explanation :
0
[8]Which of the following bank headquarters located in Pune?
A.
Bank of Maharashtra
B.
Allahabad Bank
C.
Dena Bank
D.
Central Bank of India
Ans:
Bank of Maharashtra
Explanation :
0
[9]The term ‗transfer is defined under
A.
Foreign Exchange Management Act, 1999
B.
Companies Act, 2013
C.
RBI Act 1934
D.
All of these
Ans:
Foreign Exchange Management Act, 1999
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[6]The Reserve Bank of India does NOT decide the
A.
Rate of Repo and Reserve Repo
B.
Marginal standing Facility Rates
C.
Bank Rate
D.
Rate of Dearness Allowance for Government Employees
Ans:
Rate of Dearness Allowance for Government Employees
Explanation :
0
[7]The term ‗Merchant Banking connotes
A.
Services rendered by banks for merchants and traders capital requirements to merchants covered under DICGC Guarantee Scheme
B.
Telegraphic transfers effected by merchants
C.
Catering to the needs of corporate customers raising finance
D.
All of the above
Ans:
Catering to the needs of corporate customers raising finance
Explanation :
0
[8]Which of the following bank headquarters located in Pune?
A.
Bank of Maharashtra
B.
Allahabad Bank
C.
Dena Bank
D.
Central Bank of India
Ans:
Bank of Maharashtra
Explanation :
0
[9]The term ‗transfer is defined under
A.
Foreign Exchange Management Act, 1999
B.
Companies Act, 2013
C.
RBI Act 1934
D.
All of these
Ans:
Foreign Exchange Management Act, 1999
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[8]Which of the following bank headquarters located in Pune?
A.
Bank of Maharashtra
B.
Allahabad Bank
C.
Dena Bank
D.
Central Bank of India
Ans:
Bank of Maharashtra
Explanation :
0
[9]The term ‗transfer is defined under
A.
Foreign Exchange Management Act, 1999
B.
Companies Act, 2013
C.
RBI Act 1934
D.
All of these
Ans:
Foreign Exchange Management Act, 1999
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[10]Expand CIN with respect to OLTAS.
A.
Challan Identification Number
B.
Challan Identification Notary
C.
Channel Identification Number
D.
Challan Inventory Number
Ans:
Challan Identification Number
Explanation :
0
[11]Monetary Policy as an arm of the economic policy is administered by
A.
Government of India
B.
Reserve Bank of India
C.
State Bank of India
D.
Governments of the respective states
Ans:
Reserve Bank of India
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[12]A cheque which is not crossed is called
A.
Open cheque
B.
Uncrossed cheque
C.
Order cheque
D.
Bearer cheque
Ans:
Open cheque
Explanation :
0
[13]Which is the first Indian bank that started solely with Indian capital investment?
A.
Canara Bank
B.
Central Bank of India
C.
Punjab National Bank
D.
State Bank of India
Ans:
Punjab National Bank
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[14]In which year UTI was split into UTI-I and UTI-II?
A.
2001
B.
2002
C.
2003
D.
2004
Ans:
2003
Explanation :
0
[15]The committee on Banking Regulations and Supervisory Practices which released the agreed frame work on international convergence of capital measures and capital standards in July 1988 is popularly known as
A.
Vaz Committee
B.
Cooks Committee
C.
Basel Committee
D.
Rao Committee
Ans:
Basel Committee
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[16]Entry Load‖ is a term associated with which of the following?
A.
Mortgage
B.
Reinsurance
C.
Startups
D.
Mutual Funds
Ans:
Mutual Funds
Explanation :
0
[17]DSCR indicates the ability of a company to-
A.
Meet its current liabilities
B.
Service its share holders
C.
Meet its long term debt obligations
D.
Raise further capital
Ans:
Meet its long term debt obligations
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[18]Loan of very small amounts given to low income groups is called
A.
Cash credit
B.
Micro credit
C.
Simple overdraft
D.
No frills loans
Ans:
Micro credit
Explanation :
0
[19]Which of the following Bank headquarters located in Chennai?
A.
Syndicate Bank
B.
IDBI Bank
C.
Bank of India
D.
Indian Overseas Bank
Ans:
Indian Overseas Bank
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[20]Plastic Money‖ denotes
A.
Bearer cheque
B.
Credit card
C.
Demand Draft
D.
Traveller’s cheque
Ans:
Credit card
Explanation :
0
[21]Which bank launched home loan overdraft facility for salaried customers?
A.
State bank of India
B.
ICICI bank
C.
Axis Bank
D.
HDFC Bank
Ans:
ICICI bank
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[22]To authenticate a Digital Signature in Cheque Truncation System (CTS), which of the following keys are used..
A.
Private Key
B.
Public Key
C.
Master Key
D.
Both a) and c)
Ans:
Private Key
Explanation :
0
[23]Insurance cover for bank deposits in our country is provided by
A.
SBI
B.
Government of India
C.
GIG
D.
DICGC
Ans:
DICGC
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0
[24]A Debit Card is issued by a bank to
A.
All customers of a Bank
B.
All customers having Saving bank account with a bank
C.
All customers having loan account with a Bank
D.
A Bank customer who is Income Tax assesses
Ans:
All customers having Saving bank account with a bank
Explanation :
0
[25]What is a stale cheque?
A.
A cheque issued without drawer’s signature.
B.
A cheque with only signature of the drawer.
C.
A cheque which has completed 3 months from the date of its issue.
D.
Any one of the above.
Ans:
A cheque which has completed 3 months from the date of its issue.
Explanation :
0
Explanation :
0