[1]Which of the following cannot be a feature of a Debit card?
A.
These cards cannot be used as POS Centres
B.
Banks earn huge amount as penalties for defaulting on payment through these cards.
C.
Can be used normal withdrawals.
D.
Only 1 and 2
Ans:
Only 1 and 2
Explanation :
0
[2]Fiscal deficit is
A.
Total income less government borrowing
B.
Total payments less total receipts
C.
Total payments less capital receipts
D.
Total expenditure less total receipts excluding borrowing
Ans:
Total expenditure less total receipts excluding borrowing
Explanation :
0
[3]What is the full form of the term OBU?
A.
Other backward units
B.
Overseas banking units
C.
Off-shore banking units
D.
Off-shore business units
Ans:
Off-shore banking units
Explanation :
0
[4]Initial repayment holiday given to borrower for repayment of loan is called as
A.
EMI
B.
moratorium
C.
Amortization
D.
Subvention
Ans:
moratorium
Explanation :
0
[5]Which of the following organizations was specially established to operate in Gramin areas by design itself?
A.
Commercial Banks
B.
Central Financial Institutes
C.
Private Banks
D.
Regional Rural Banks
Ans:
Regional Rural Banks
Explanation :
0
[6]A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as
A.
Investment banking
B.
Core banking
C.
Mobile banking
D.
National banking
Ans:
Core banking
Explanation :
0
[7]From which of the following financial organizations of the world, India had taken soft loan for recapitalization of banks?
A.
Asian Development Bank
B.
International Monetary Fund
C.
International Donors’ Group
D.
World Bank
Ans:
World Bank
Explanation :
0
[8]National Institute of Bank Management (NIBM) is located at..?
A.
Mumbai
B.
Hyderabad
C.
Pune
D.
Kolkata
Ans:
Pune
Explanation :
0
[9]Sovereign Gold Bonds can be held in
A.
Current Account
B.
SB Account
C.
Term Deposits
D.
Demat
Ans:
Demat
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[2]Fiscal deficit is
A.
Total income less government borrowing
B.
Total payments less total receipts
C.
Total payments less capital receipts
D.
Total expenditure less total receipts excluding borrowing
Ans:
Total expenditure less total receipts excluding borrowing
Explanation :
0
[3]What is the full form of the term OBU?
A.
Other backward units
B.
Overseas banking units
C.
Off-shore banking units
D.
Off-shore business units
Ans:
Off-shore banking units
Explanation :
0
[4]Initial repayment holiday given to borrower for repayment of loan is called as
A.
EMI
B.
moratorium
C.
Amortization
D.
Subvention
Ans:
moratorium
Explanation :
0
[5]Which of the following organizations was specially established to operate in Gramin areas by design itself?
A.
Commercial Banks
B.
Central Financial Institutes
C.
Private Banks
D.
Regional Rural Banks
Ans:
Regional Rural Banks
Explanation :
0
[6]A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as
A.
Investment banking
B.
Core banking
C.
Mobile banking
D.
National banking
Ans:
Core banking
Explanation :
0
[7]From which of the following financial organizations of the world, India had taken soft loan for recapitalization of banks?
A.
Asian Development Bank
B.
International Monetary Fund
C.
International Donors’ Group
D.
World Bank
Ans:
World Bank
Explanation :
0
[8]National Institute of Bank Management (NIBM) is located at..?
A.
Mumbai
B.
Hyderabad
C.
Pune
D.
Kolkata
Ans:
Pune
Explanation :
0
[9]Sovereign Gold Bonds can be held in
A.
Current Account
B.
SB Account
C.
Term Deposits
D.
Demat
Ans:
Demat
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[4]Initial repayment holiday given to borrower for repayment of loan is called as
A.
EMI
B.
moratorium
C.
Amortization
D.
Subvention
Ans:
moratorium
Explanation :
0
[5]Which of the following organizations was specially established to operate in Gramin areas by design itself?
A.
Commercial Banks
B.
Central Financial Institutes
C.
Private Banks
D.
Regional Rural Banks
Ans:
Regional Rural Banks
Explanation :
0
[6]A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as
A.
Investment banking
B.
Core banking
C.
Mobile banking
D.
National banking
Ans:
Core banking
Explanation :
0
[7]From which of the following financial organizations of the world, India had taken soft loan for recapitalization of banks?
A.
Asian Development Bank
B.
International Monetary Fund
C.
International Donors’ Group
D.
World Bank
Ans:
World Bank
Explanation :
0
[8]National Institute of Bank Management (NIBM) is located at..?
A.
Mumbai
B.
Hyderabad
C.
Pune
D.
Kolkata
Ans:
Pune
Explanation :
0
[9]Sovereign Gold Bonds can be held in
A.
Current Account
B.
SB Account
C.
Term Deposits
D.
Demat
Ans:
Demat
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[6]A centralized database with online connectivity to branches, internet as well as ATM-network which has been adopted by almost all major banks of our country is known as
A.
Investment banking
B.
Core banking
C.
Mobile banking
D.
National banking
Ans:
Core banking
Explanation :
0
[7]From which of the following financial organizations of the world, India had taken soft loan for recapitalization of banks?
A.
Asian Development Bank
B.
International Monetary Fund
C.
International Donors’ Group
D.
World Bank
Ans:
World Bank
Explanation :
0
[8]National Institute of Bank Management (NIBM) is located at..?
A.
Mumbai
B.
Hyderabad
C.
Pune
D.
Kolkata
Ans:
Pune
Explanation :
0
[9]Sovereign Gold Bonds can be held in
A.
Current Account
B.
SB Account
C.
Term Deposits
D.
Demat
Ans:
Demat
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[8]National Institute of Bank Management (NIBM) is located at..?
A.
Mumbai
B.
Hyderabad
C.
Pune
D.
Kolkata
Ans:
Pune
Explanation :
0
[9]Sovereign Gold Bonds can be held in
A.
Current Account
B.
SB Account
C.
Term Deposits
D.
Demat
Ans:
Demat
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[10]In which among the following years NPCI was incorporated-
A.
44389
B.
44202
C.
44296
D.
44538
Ans:
44538
Explanation :
0
[11]In banking parlance, ‗NPA stands for?
A.
Non-Performing Asset
B.
Net Producing Asset
C.
Net Performing Asset
D.
Not Promoting Asset
Ans:
Non-Performing Asset
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[12]Which private sector bank is recently merged with Kotak Mahindra Bank (KMB)?
A.
ING Vysya Bank
B.
Karur Vysya Bank
C.
Lakshmi Vilas Bank
D.
Jammu and Kashmir Bank
Ans:
ING Vysya Bank
Explanation :
0
[13]Raising or lowering of the central bank discount rate is known as
A.
Bank rate policy
B.
Open Market Operation
C.
Cash Reserve Ratio
D.
None of these
Ans:
Bank rate policy
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[14]Which of the following agencies/organizations has decided to make major changes of ULIPs?
A.
IRDA
B.
RBI
C.
AMFI
D.
FRBI
Ans:
IRDA
Explanation :
0
[15]An Asset Reconstruction Company(ARC) in India is associated with
A.
UCPDC
B.
DICGC
C.
NPA
D.
All of the above
Ans:
NPA
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[16]Expand the term LIBOR as used in financial banking sectors?
A.
Local Indian Bank Offered Rate
B.
London-India Bureau Of Regulations
C.
Liberal International Bank Official Ratio
D.
London Inter Bank Offered Rate
Ans:
London Inter Bank Offered Rate
Explanation :
0
[17]Which of the following instruments is not a Negotiable Instrument, as per NI Act, 1881?
A.
Bills of Exchange
B.
Letter of credit
C.
Bank Draft
D.
Promissory Notes
Ans:
Letter of credit
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[18]Which of the following was the first Indian bank to open a branch in London in 1946 and the first to open a branch in Paris in 1974?
A.
State Bank of India
B.
Punjab National Bank
C.
Central Bank of India
D.
Bank of India
Ans:
Bank of India
Explanation :
0
[19]Where is the headquarter of Asian Development Bank (ADB) located?
A.
Manila
B.
Singapore
C.
Frankfurt
D.
Bangkok
Ans:
Manila
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[20] Which of the following leaders maintained their accounts in PNB:
A.
Mahatma Gandhi
B.
Jawahar Lal Nehru
C.
Lal Bahadur Shastri
D.
All of The Above
Ans:
All of The Above
Explanation :
0
[21]Which was the first bank to be established in India?
A.
Bank of Calcutta
B.
Bank of Hindustan
C.
General Bank of India
D.
State Bank of India
Ans:
Bank of Hindustan
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[22]Which of the following bank headquarters not located in Mumbai?
A.
Federal Bank
B.
Yes Bank
C.
Kotak Mahindra Bank
D.
HDFC Bank
Ans:
Federal Bank
Explanation :
0
[23]Electronic fund transfers like RTGS and NEFT are operated and maintained by
A.
National Payments Corporation of India NPCI)
B.
Bharat Bill Payment System BBPS)
C.
Reserve Bank of India RBI)
D.
Clearing Corporation of India Limited CCIL)
Ans:
Reserve Bank of India RBI)
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0
[24]Some bank are financing projects like Construction Roads/Bridges Etc.
A.
Developing Core Sector Industry
B.
Project Management
C.
Infrastructure Development
D.
Financial Inclusion
Ans:
Infrastructure Development
Explanation :
0
[25]Monetary Policy as an arm of the economic policy is administered by
A.
Prime Minister of India
B.
Government of India
C.
State Bank of India
D.
Reserve Bank of India
Ans:
Reserve Bank of India
Explanation :
0
Explanation :
0