[1]A banking system where all operations are confined to a single office is known as
A.
Unit Banking
B.
Group Banking
C.
Chain Banking
D.
Branch Banking
Ans:
Unit Banking
Explanation :
0
[2]India has emerged as the worlds
A.
Fifth
B.
Seventh
C.
First
D.
Third
Ans:
Third
Explanation :
0
[3]For using the safe deposit locker facilities, bank customers pay
A.
Commission of locker
B.
Interest on locker
C.
Rent on locker
D.
Exchange on locker
Ans:
Rent on locker
Explanation :
0
[4]The Reserve Bank of India imposed how much penalty on Bank of Baroda in the alleged Rs 6000 crore forex related irregularities that came to light in October last year?
A.
Rs 5 crore
B.
Rs 7 crore
C.
Rs 5.5 crore
D.
Rs 6.2 crore
Ans:
Rs 5 crore
Explanation :
0
[5]The Head of Reserve Bank of India is?
A.
Chief Executive Officer
B.
Managing Director
C.
Chief Banking Officer
D.
Governor
Ans:
Governor
Explanation :
0
[6]Which of the following is the correct definition of Hot Money?
A.
This is the fund which is dumped into a country to get the advantage of a favourable interest rate
B.
This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment
C.
This is the fund which is pushed into market through illegal methods
D.
All of the above
Ans:
This is the fund which is pushed into market through illegal methods
Explanation :
0
[7]Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as
A.
Account Receivable
B.
Fixed Asset
C.
Deposit Asset
D.
Current Liabilities
Ans:
Account Receivable
Explanation :
0
[8]An increase in CRR by RBI leads to
A.
Increase in deposit
B.
Decrease in deposit
C.
Decrease in lendable resources
D.
Increase in lendable resources
Ans:
Decrease in lendable resources
Explanation :
0
[9]The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore?
A.
4
B.
3
C.
6
D.
5
Ans:
5
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[2]India has emerged as the worlds
A.
Fifth
B.
Seventh
C.
First
D.
Third
Ans:
Third
Explanation :
0
[3]For using the safe deposit locker facilities, bank customers pay
A.
Commission of locker
B.
Interest on locker
C.
Rent on locker
D.
Exchange on locker
Ans:
Rent on locker
Explanation :
0
[4]The Reserve Bank of India imposed how much penalty on Bank of Baroda in the alleged Rs 6000 crore forex related irregularities that came to light in October last year?
A.
Rs 5 crore
B.
Rs 7 crore
C.
Rs 5.5 crore
D.
Rs 6.2 crore
Ans:
Rs 5 crore
Explanation :
0
[5]The Head of Reserve Bank of India is?
A.
Chief Executive Officer
B.
Managing Director
C.
Chief Banking Officer
D.
Governor
Ans:
Governor
Explanation :
0
[6]Which of the following is the correct definition of Hot Money?
A.
This is the fund which is dumped into a country to get the advantage of a favourable interest rate
B.
This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment
C.
This is the fund which is pushed into market through illegal methods
D.
All of the above
Ans:
This is the fund which is pushed into market through illegal methods
Explanation :
0
[7]Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as
A.
Account Receivable
B.
Fixed Asset
C.
Deposit Asset
D.
Current Liabilities
Ans:
Account Receivable
Explanation :
0
[8]An increase in CRR by RBI leads to
A.
Increase in deposit
B.
Decrease in deposit
C.
Decrease in lendable resources
D.
Increase in lendable resources
Ans:
Decrease in lendable resources
Explanation :
0
[9]The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore?
A.
4
B.
3
C.
6
D.
5
Ans:
5
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[4]The Reserve Bank of India imposed how much penalty on Bank of Baroda in the alleged Rs 6000 crore forex related irregularities that came to light in October last year?
A.
Rs 5 crore
B.
Rs 7 crore
C.
Rs 5.5 crore
D.
Rs 6.2 crore
Ans:
Rs 5 crore
Explanation :
0
[5]The Head of Reserve Bank of India is?
A.
Chief Executive Officer
B.
Managing Director
C.
Chief Banking Officer
D.
Governor
Ans:
Governor
Explanation :
0
[6]Which of the following is the correct definition of Hot Money?
A.
This is the fund which is dumped into a country to get the advantage of a favourable interest rate
B.
This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment
C.
This is the fund which is pushed into market through illegal methods
D.
All of the above
Ans:
This is the fund which is pushed into market through illegal methods
Explanation :
0
[7]Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as
A.
Account Receivable
B.
Fixed Asset
C.
Deposit Asset
D.
Current Liabilities
Ans:
Account Receivable
Explanation :
0
[8]An increase in CRR by RBI leads to
A.
Increase in deposit
B.
Decrease in deposit
C.
Decrease in lendable resources
D.
Increase in lendable resources
Ans:
Decrease in lendable resources
Explanation :
0
[9]The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore?
A.
4
B.
3
C.
6
D.
5
Ans:
5
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[6]Which of the following is the correct definition of Hot Money?
A.
This is the fund which is dumped into a country to get the advantage of a favourable interest rate
B.
This is the fund which is provided by a bank in US $ at very short notice and at a very high rate of interest and for a longer period of repayment
C.
This is the fund which is pushed into market through illegal methods
D.
All of the above
Ans:
This is the fund which is pushed into market through illegal methods
Explanation :
0
[7]Short-term assets, representing amounts due to a vendor or suppliers of goods or services that were sold on credit terms is known as
A.
Account Receivable
B.
Fixed Asset
C.
Deposit Asset
D.
Current Liabilities
Ans:
Account Receivable
Explanation :
0
[8]An increase in CRR by RBI leads to
A.
Increase in deposit
B.
Decrease in deposit
C.
Decrease in lendable resources
D.
Increase in lendable resources
Ans:
Decrease in lendable resources
Explanation :
0
[9]The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore?
A.
4
B.
3
C.
6
D.
5
Ans:
5
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[8]An increase in CRR by RBI leads to
A.
Increase in deposit
B.
Decrease in deposit
C.
Decrease in lendable resources
D.
Increase in lendable resources
Ans:
Decrease in lendable resources
Explanation :
0
[9]The number of lead merchant bankers may not exceed in case any issue of, issue size 200crore to 400crore?
A.
4
B.
3
C.
6
D.
5
Ans:
5
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[10] ICICI Bank and Axis Bank has sold Rs.1, 800 crores of loans to paper maker Ballarpur Industries Ltd to Edelweiss Asset Reconstruction Company. Who is present CEO of Axis Bank?
A.
Arundhati Bhattacharya
B.
Chanda Kochhar
C.
Shikha Sharma
D.
Naina Lal Kidwai
Ans:
Shikha Sharma
Explanation :
0
[11]Which amongst the following is not term deposits issued by commercial banks?
A.
Current account
B.
Fixed deposit
C.
Recurring deposit
D.
Reinvestment deposit
Ans:
Current account
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[12]Which of the following cannot be called as a Debt Instrument as referred in financial transactions?
A.
Certificate of Deposits
B.
Bonds
C.
Stocks
D.
Commercial Papers
Ans:
Stocks
Explanation :
0
[13]Reverse Repo rate is the rate at which RBI Pays interest to Commercial Banks and it is linked to Repo Rate and the rate is
A.
1% above Repo Rate
B.
1% below Repo Rate
C.
Same as Repo Rate
D.
None of these
Ans:
1% below Repo Rate
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[14]RBI permitted CBS-enabled Cooperative Banks to issue ATM cards in tie-up with:
A.
State Bank of India
B.
a sponsor bank
C.
NABARD
D.
Any Nationalised Bank
Ans:
a sponsor bank
Explanation :
0
[15]Which of the following bank launches Indias first Mobile ATM?
A.
HDFC Bank
B.
Axis Bank
C.
ICICI Bank
D.
SBI
Ans:
ICICI Bank
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[16]“The Bank that begins with U‖‖ is the tagline of
A.
Union Bank of India
B.
UCO Bank
C.
United Bank of India
D.
Central Bank of India
Ans:
United Bank of India
Explanation :
0
[17]Which of the following state shows the fastest growth in expanding Micro Finance business in the country?
A.
Gujarat
B.
Andhra Pradesh
C.
Maharashtra
D.
Karnataka
Ans:
Andhra Pradesh
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[18]Annual Meeting of Board Governors of World Bank Group and International Monetary Fund or the 2015 was held at
A.
New York
B.
Brussels
C.
Peru
D.
New Delhi
Ans:
Peru
Explanation :
0
[19]Which of the following conditions are required to be fulfilled by a Regional Rural Bank to be eligible for opening of new branches ?
A.
It should not have defaulted in maintenance of SLR and CRR during the last two years
B.
Its net worth should show improvement and its net NPA ratio should not exceed 8 per cent
C.
It should be making operational profits
D.
All of the above
Ans:
All of the above
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[20]While discussing investments there is a mention of short term government security. What is this investment?
A.
Debenture
B.
Mutual funds
C.
Treasury bill
D.
Share
Ans:
Treasury bill
Explanation :
0
[21]The term Bancassurance‖ means
A.
Assurance of quality services by the Bank
B.
Selling of Insurance products by Banks
C.
Selling of Third baparty Mutual Funds Products
D.
Selling of Add-on Banking Services
Ans:
Selling of Insurance products by Banks
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[22]Many times we read in newspapers that the RBI has revised certain rates/ ratios under LAF. What is the full form of LAF?
A.
Liquidity Adjustment Facility.
B.
Legal Adjustment Facility
C.
Long-term Achievement Facility
D.
Legal Adjustment Formality
Ans:
Liquidity Adjustment Facility.
Explanation :
0
[23]Which of the following is the authority for effecting changes in the Cash Reserve Ratio and Statutory Liquidity Ratio?
A.
Reserve Bank of India
B.
Indian Bank’s Association
C.
Government of India
D.
IDBI
Ans:
Reserve Bank of India
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0
[24]Which among the following is at times mentioned as a kind of Direct Debit Facility?
A.
RTGS
B.
ECS
C.
NEFT
D.
IMPS
Ans:
ECS
Explanation :
0
[25]Debapartment of Economic Affairs is bapart of which of the following Ministries ?
A.
Ministry of Home Affairs
B.
Ministry of Planning
C.
Ministry of Finance
D.
Ministry of Heavy Industries & Public Enterprises
Ans:
Ministry of Finance
Explanation :
0
Explanation :
0