[1]CTC Stands for
A.
Cheque truncation System
B.
Cheque Transaction System
C.
Cheque Transmission Service
D.
Cheque Transport Service
Ans:
Cheque truncation System
Explanation :
0
[2]Which one of the following is called as initial repayment holiday given to a borrower for repayment of loan?
A.
Amortization
B.
Moratorium
C.
Subvention
D.
Both a) and c)
Ans:
Moratorium
Explanation :
0
[3]Which of the following organizations issue the rules of global trade?
A.
IMF
B.
World Trade Organization
C.
Foreign trade
D.
G-20
Ans:
World Trade Organization
Explanation :
0
[4]The difference between the total cost of a project and the sanctioned loan amount is termed as
A.
Near Money
B.
Hot Money
C.
Gross Income
D.
Margin Amount
Ans:
Margin Amount
Explanation :
0
[5]IFRS stands for
A.
International Financial Reporting Standards
B.
Indian Financial Rating Standards
C.
International Financial Rating Standards
D.
Indian Functional Reporting Standards
Ans:
International Financial Reporting Standards
Explanation :
0
[6]Invisible export means export of
A.
Services
B.
Prohibited goods
C.
Unrecorded goods
D.
Goods through smuggling
Ans:
Services
Explanation :
0
[7]Tele banking is attracting the fancy of urban customer due to
A.
Non-availability of time to visit bank branches
B.
Transport bottlenecks
C.
Traffic Jams
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]Which of the following is not an asset of a bank?
A.
Notes and Small coins
B.
Short Term Loans
C.
Staff Advances
D.
Overdue Recurring Deposits
Ans:
Overdue Recurring Deposits
Explanation :
0
[9]According to the Sarraya Committee, average membership of the society‟s is
A.
19
B.
48
C.
25
D.
32
Ans:
32
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[2]Which one of the following is called as initial repayment holiday given to a borrower for repayment of loan?
A.
Amortization
B.
Moratorium
C.
Subvention
D.
Both a) and c)
Ans:
Moratorium
Explanation :
0
[3]Which of the following organizations issue the rules of global trade?
A.
IMF
B.
World Trade Organization
C.
Foreign trade
D.
G-20
Ans:
World Trade Organization
Explanation :
0
[4]The difference between the total cost of a project and the sanctioned loan amount is termed as
A.
Near Money
B.
Hot Money
C.
Gross Income
D.
Margin Amount
Ans:
Margin Amount
Explanation :
0
[5]IFRS stands for
A.
International Financial Reporting Standards
B.
Indian Financial Rating Standards
C.
International Financial Rating Standards
D.
Indian Functional Reporting Standards
Ans:
International Financial Reporting Standards
Explanation :
0
[6]Invisible export means export of
A.
Services
B.
Prohibited goods
C.
Unrecorded goods
D.
Goods through smuggling
Ans:
Services
Explanation :
0
[7]Tele banking is attracting the fancy of urban customer due to
A.
Non-availability of time to visit bank branches
B.
Transport bottlenecks
C.
Traffic Jams
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]Which of the following is not an asset of a bank?
A.
Notes and Small coins
B.
Short Term Loans
C.
Staff Advances
D.
Overdue Recurring Deposits
Ans:
Overdue Recurring Deposits
Explanation :
0
[9]According to the Sarraya Committee, average membership of the society‟s is
A.
19
B.
48
C.
25
D.
32
Ans:
32
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[4]The difference between the total cost of a project and the sanctioned loan amount is termed as
A.
Near Money
B.
Hot Money
C.
Gross Income
D.
Margin Amount
Ans:
Margin Amount
Explanation :
0
[5]IFRS stands for
A.
International Financial Reporting Standards
B.
Indian Financial Rating Standards
C.
International Financial Rating Standards
D.
Indian Functional Reporting Standards
Ans:
International Financial Reporting Standards
Explanation :
0
[6]Invisible export means export of
A.
Services
B.
Prohibited goods
C.
Unrecorded goods
D.
Goods through smuggling
Ans:
Services
Explanation :
0
[7]Tele banking is attracting the fancy of urban customer due to
A.
Non-availability of time to visit bank branches
B.
Transport bottlenecks
C.
Traffic Jams
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]Which of the following is not an asset of a bank?
A.
Notes and Small coins
B.
Short Term Loans
C.
Staff Advances
D.
Overdue Recurring Deposits
Ans:
Overdue Recurring Deposits
Explanation :
0
[9]According to the Sarraya Committee, average membership of the society‟s is
A.
19
B.
48
C.
25
D.
32
Ans:
32
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[6]Invisible export means export of
A.
Services
B.
Prohibited goods
C.
Unrecorded goods
D.
Goods through smuggling
Ans:
Services
Explanation :
0
[7]Tele banking is attracting the fancy of urban customer due to
A.
Non-availability of time to visit bank branches
B.
Transport bottlenecks
C.
Traffic Jams
D.
All of the above
Ans:
All of the above
Explanation :
0
[8]Which of the following is not an asset of a bank?
A.
Notes and Small coins
B.
Short Term Loans
C.
Staff Advances
D.
Overdue Recurring Deposits
Ans:
Overdue Recurring Deposits
Explanation :
0
[9]According to the Sarraya Committee, average membership of the society‟s is
A.
19
B.
48
C.
25
D.
32
Ans:
32
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[8]Which of the following is not an asset of a bank?
A.
Notes and Small coins
B.
Short Term Loans
C.
Staff Advances
D.
Overdue Recurring Deposits
Ans:
Overdue Recurring Deposits
Explanation :
0
[9]According to the Sarraya Committee, average membership of the society‟s is
A.
19
B.
48
C.
25
D.
32
Ans:
32
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[10]Stock exchange securities do not include?
A.
Debentures certificates
B.
Small debentures issued by port trusts
C.
Government promissory notes
D.
Reverse Repo Rate
Ans:
Reverse Repo Rate
Explanation :
0
[11]Non Banking assets include:
A.
Property seized by the bank
B.
Auction sale of the customers property
C.
Band Building
D.
Both A and B
Ans:
Both A and B
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[12]RBI stipulates a healthy mix of CASA in the business figures of banks. What is CASA?
A.
Current Account and saving Account
B.
Credit and savings Aggregate
C.
Customer Analysis and Savings Pattern
D.
Cost Appreciation and selling Analysis
Ans:
Current Account and saving Account
Explanation :
0
[13]Commercial paper may be issued for a period of
A.
90 days
B.
91 to 180 days
C.
7 days to one year
D.
All the above
Ans:
7 days to one year
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[14]The Pre Shipment finance is provided by the banks only to
A.
Importers
B.
Bank Employees
C.
Exporters
D.
Small Scale Industries
Ans:
Exporters
Explanation :
0
[15]Which of the following is the first Regional Rural Bank of India?
A.
AP Grameena vikas Bank
B.
Chaitanya Godavari
C.
Andhra Pragathi
D.
Prathama Bank
Ans:
Prathama Bank
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[16]Which of the following provides license to a credit bureau?
A.
SEBI
B.
SIDBI
C.
NABARD
D.
RBI
Ans:
RBI
Explanation :
0
[17]RTGS enables
A.
Immediate transfer of money from customer of one bank to customer of another bank
B.
Immediate transfer of money from customer of one bank to customer of another branch within the same bank
C.
Immediate transfer of money from customer of another country
D.
Immediate transfer of money from customer of one bank to customer of RBI
Ans:
Immediate transfer of money from customer of one bank to customer of another bank
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[18]The Base rate for banks in India is set up by?
A.
Board of all banks
B.
RBI
C.
SBI
D.
SEBI
Ans:
RBI
Explanation :
0
[19]What is the full form of forex?
A.
Foreign Exemption
B.
Foreign Exchange
C.
Foreign Expert
D.
Foreign Expansion
Ans:
Foreign Exchange
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[20]As we know lot of new concepts are being used in the field of banking these days. Which. Of the following is NOT one such concept/product directly associated with banks?
A.
E-payment
B.
SMS Alert
C.
ATM/Debit Card
D.
Number Portability
Ans:
Number Portability
Explanation :
0
[21]In which of the public sector bank, government decided to take a move to lower its stake below 51%?
A.
IDBI Bank
B.
Bhartiya Mahila Bank
C.
Vijaya Bank
D.
EXIM Bank
Ans:
IDBI Bank
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[22]The ratio of deposits to loans of a bank is known as
A.
NPA coverage Ratio
B.
Return on asset ratio
C.
Asset Coverage ratio
D.
Other than those given as options
Ans:
Other than those given as options
Explanation :
0
[23]CPI stands for
A.
Cost Price Index
B.
Current Price Index
C.
Consumer Price Index
D.
Cash Price Index
Ans:
Consumer Price Index
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0
[24]Who is issuing license to perform insurance business by banks
A.
RBI
B.
IRDA
C.
SEBI
D.
Central government
Ans:
IRDA
Explanation :
0
[25]FDR is:
A.
Fix Date Rate
B.
Fixed Deposit Receipt
C.
Full Date Rate
D.
All of the above
Ans:
Fixed Deposit Receipt
Explanation :
0
Explanation :
0