[1]Slogan of Corporation Bank
A.
A Primer Public Sector Bank
B.
Not Your Typical Bank
C.
The worlds local bank
D.
Whats in your wallet?
Ans:
A Primer Public Sector Bank
Explanation :
0
[2]Which of the following terms is used in banking field?
A.
Interest rate swap
B.
Input devices
C.
Sedimentary
D.
Zero Hour
Ans:
Interest rate swap
Explanation :
0
[3]Which of the following is one of the main functions of the Reserve Bank of India?
A.
Regulation of the Stock Markets
B.
Regulation of Life Insurance
C.
Regulation of General Insurance
D.
Bankers Bank
Ans:
Bankers Bank
Explanation :
0
[4]The Rate at which the domestic currency can be converted into foreign currency and viceversa is known as the
A.
Exchange rate
B.
MIBOR
C.
Inter bank Call money rate
D.
Base rate
Ans:
Exchange rate
Explanation :
0
[5]Who has been appointed the interim Managing Director and CEO of India Post Payments Bank (IPPB)?
A.
Seema Biswas
B.
Nihar Gupta
C.
S R Reddy
D.
A P Singh
Ans:
A P Singh
Explanation :
0
[6]What is Reserve Money (RM)?
A.
Currency in circulation with the public
B.
Deposits of some people with RBI
C.
Cash reserves of the banks
D.
Total of the above three options
Ans:
Total of the above three options
Explanation :
0
[7]In which among the following years NPCI (National Payments Corporation of India)was incorporated-
A.
44538
B.
44202
C.
44296
D.
44389
Ans:
44538
Explanation :
0
[8]Which of the following is not a banking term?
A.
Letter of credit
B.
MIBOR
C.
Factoring services
D.
Entry load
Ans:
Entry load
Explanation :
0
[9]Khandelwal Committee relates to study of ………….. issue in Public Sector Banks?
A.
Capital Adequacy Ratio
B.
Human Resources
C.
Branch Expansion
D.
Foreign Exchange
Ans:
Human Resources
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[2]Which of the following terms is used in banking field?
A.
Interest rate swap
B.
Input devices
C.
Sedimentary
D.
Zero Hour
Ans:
Interest rate swap
Explanation :
0
[3]Which of the following is one of the main functions of the Reserve Bank of India?
A.
Regulation of the Stock Markets
B.
Regulation of Life Insurance
C.
Regulation of General Insurance
D.
Bankers Bank
Ans:
Bankers Bank
Explanation :
0
[4]The Rate at which the domestic currency can be converted into foreign currency and viceversa is known as the
A.
Exchange rate
B.
MIBOR
C.
Inter bank Call money rate
D.
Base rate
Ans:
Exchange rate
Explanation :
0
[5]Who has been appointed the interim Managing Director and CEO of India Post Payments Bank (IPPB)?
A.
Seema Biswas
B.
Nihar Gupta
C.
S R Reddy
D.
A P Singh
Ans:
A P Singh
Explanation :
0
[6]What is Reserve Money (RM)?
A.
Currency in circulation with the public
B.
Deposits of some people with RBI
C.
Cash reserves of the banks
D.
Total of the above three options
Ans:
Total of the above three options
Explanation :
0
[7]In which among the following years NPCI (National Payments Corporation of India)was incorporated-
A.
44538
B.
44202
C.
44296
D.
44389
Ans:
44538
Explanation :
0
[8]Which of the following is not a banking term?
A.
Letter of credit
B.
MIBOR
C.
Factoring services
D.
Entry load
Ans:
Entry load
Explanation :
0
[9]Khandelwal Committee relates to study of ………….. issue in Public Sector Banks?
A.
Capital Adequacy Ratio
B.
Human Resources
C.
Branch Expansion
D.
Foreign Exchange
Ans:
Human Resources
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[4]The Rate at which the domestic currency can be converted into foreign currency and viceversa is known as the
A.
Exchange rate
B.
MIBOR
C.
Inter bank Call money rate
D.
Base rate
Ans:
Exchange rate
Explanation :
0
[5]Who has been appointed the interim Managing Director and CEO of India Post Payments Bank (IPPB)?
A.
Seema Biswas
B.
Nihar Gupta
C.
S R Reddy
D.
A P Singh
Ans:
A P Singh
Explanation :
0
[6]What is Reserve Money (RM)?
A.
Currency in circulation with the public
B.
Deposits of some people with RBI
C.
Cash reserves of the banks
D.
Total of the above three options
Ans:
Total of the above three options
Explanation :
0
[7]In which among the following years NPCI (National Payments Corporation of India)was incorporated-
A.
44538
B.
44202
C.
44296
D.
44389
Ans:
44538
Explanation :
0
[8]Which of the following is not a banking term?
A.
Letter of credit
B.
MIBOR
C.
Factoring services
D.
Entry load
Ans:
Entry load
Explanation :
0
[9]Khandelwal Committee relates to study of ………….. issue in Public Sector Banks?
A.
Capital Adequacy Ratio
B.
Human Resources
C.
Branch Expansion
D.
Foreign Exchange
Ans:
Human Resources
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[6]What is Reserve Money (RM)?
A.
Currency in circulation with the public
B.
Deposits of some people with RBI
C.
Cash reserves of the banks
D.
Total of the above three options
Ans:
Total of the above three options
Explanation :
0
[7]In which among the following years NPCI (National Payments Corporation of India)was incorporated-
A.
44538
B.
44202
C.
44296
D.
44389
Ans:
44538
Explanation :
0
[8]Which of the following is not a banking term?
A.
Letter of credit
B.
MIBOR
C.
Factoring services
D.
Entry load
Ans:
Entry load
Explanation :
0
[9]Khandelwal Committee relates to study of ………….. issue in Public Sector Banks?
A.
Capital Adequacy Ratio
B.
Human Resources
C.
Branch Expansion
D.
Foreign Exchange
Ans:
Human Resources
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[8]Which of the following is not a banking term?
A.
Letter of credit
B.
MIBOR
C.
Factoring services
D.
Entry load
Ans:
Entry load
Explanation :
0
[9]Khandelwal Committee relates to study of ………….. issue in Public Sector Banks?
A.
Capital Adequacy Ratio
B.
Human Resources
C.
Branch Expansion
D.
Foreign Exchange
Ans:
Human Resources
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[10]If a bank is unable to refund the short term deposits as funds are locked in long term loans, it involves?
A.
Interest Rate Risk
B.
Operational Risk
C.
Liquidity Risk
D.
Market Risk
Ans:
Liquidity Risk
Explanation :
0
[11]National stock exchange is located -
A.
New Delhi
B.
Mumbai
C.
Kolkata
D.
Bangalore
Ans:
Mumbai
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[12]Which of the following pairs is not correctly matched?
A.
SEBI … Security Market regulatory body
B.
RBI … Banking regulatory authority
C.
SBI … Commercial bank
D.
IDBI … World bank
Ans:
IDBI … World bank
Explanation :
0
[13]When Reserve Bank intends to increase credit by the banking system, it
A.
Reduces the bank rate
B.
Raises the bank rate
C.
Freezes the bank rate
D.
None of these
Ans:
Reduces the bank rate
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[14]NBFC stands for :
A.
Non Banking Financial Constitution
B.
New Bank Financial Constitution
C.
Non Banking Free Co-industry
D.
None of these
Ans:
None of these
Explanation :
0
[15]Which of the following bank has recently launched a new home loan product Women Power‖ with a differential rate of interest exclusively for women customers?
A.
ICICI Bank
B.
HDFC Bank
C.
IDBI Bank
D.
SBI
Ans:
HDFC Bank
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[16]Savings bank accounts are generally opened by
A.
firms
B.
companies
C.
association of persons
D.
individuals
Ans:
individuals
Explanation :
0
[17]The short term loans given to the farmers are the loans given normally for a period of
A.
three months
B.
six months
C.
nine months
D.
one year
Ans:
one year
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[18]Which of the following is not classified as a Commercial Bank?
A.
Public Sector Bank
B.
Foreign Bank
C.
Private Sector Bank
D.
Urban Cooperative Bank
Ans:
Urban Cooperative Bank
Explanation :
0
[19]Hundi is a
A.
Draft
B.
Cheque
C.
Bill of exchange
D.
Promissory note
Ans:
Bill of exchange
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[20]If the RBI increase reverse repo rate, consequently
A.
Banks will have less money to lend
B.
Banks will have more money to lend
C.
Banks will decrease interest rates
D.
Liquidity in the economy will increase
Ans:
Banks will have less money to lend
Explanation :
0
[21]The term plastic money applies to
A.
Bank draft made of plastic coated paper
B.
Currency notes impregnated with plastic thread
C.
Currency notes printed on plastic coated paper
D.
Credit cards mainly issued by the banks
Ans:
Credit cards mainly issued by the banks
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[22]The Reserve Bank of India (RBI) follows the
A.
Jan to Dec
B.
Apr to March
C.
July to June
D.
Sep to Aug
Ans:
July to June
Explanation :
0
[23]Money lent for more than one day but less than 15 days in the money market is known as
A.
Notice Money
B.
Call Money
C.
Term Money
D.
Week Money
Ans:
Notice Money
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0
[24]The usual deposit accounts of banks are?
A.
Current accounts, electricity accounts and insurance premium accounts.
B.
Current accounts, post office savings, bank accounts and term deposit accounts.
C.
Loan accounts, savings bank accounts and term deposit accounts.
D.
Current accounts, savings bank accounts and term deposit accounts.
Ans:
Current accounts, savings bank accounts and term deposit accounts.
Explanation :
0
[25]Reserve Bank of India is?
A.
Commercial bank
B.
Central bank
C.
Cooperative bank
D.
Rural bank
Ans:
Central bank
Explanation :
0
Explanation :
0