[1]All regional rural banks (RRBs) are required to maintain their entire statutory liquidity ratio (SLR) in
A.
current accounts with sponsor banks
B.
time deposits with sponsor banks
C.
government and other approved securities
D.
gold holdings only
Ans:
government and other approved securities
Explanation :
0
[2]Which of the following is known as Plastic money?
A.
Demand draft
B.
Credit card
C.
Debit card
D.
Both B and C
Ans:
Both B and C
Explanation :
0
[3]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as
A.
demand deposit
B.
term deposit
C.
bond
D.
mortgage
Ans:
term deposit
Explanation :
0
[4]Which of the following is not a Public Sector Unit?
A.
HPCL
B.
HAL
C.
SAIL
D.
YES Bank
Ans:
YES Bank
Explanation :
0
[5]The interest on recurring deposit is paid on the basis of?
A.
Interest calculated on daily products basis
B.
Simple interest on monthly products basis
C.
Simple interest calculated monthly basis
D.
Quarterly compounding
Ans:
Quarterly compounding
Explanation :
0
[6]Account payee crossing is an direction of the drawer to?
A.
To collecting banker
B.
To drawee banker
C.
To payee
D.
To all endorsees
Ans:
To collecting banker
Explanation :
0
[7]Which one of the following rates is not decided by RBI
A.
Bank rate
B.
Base rate
C.
Repo rate
D.
Prime Lending rate
Ans:
Prime Lending rate
Explanation :
0
[8] Public Sector Banks Includes:
A.
20 Nationalized Banks + 5 SBI Associates + IDBI
B.
20 Nationalized Banks + SBI + 7 Private Banks
C.
Q) Nationalized Banks + SBI + Private Sector Banks +IDBI
D.
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Ans:
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Explanation :
0
[9]Which among the following is correct about Brown Label ATMs:
A.
These ATMs are owned and maintained by service provider.
B.
Bank whose Brand name is used on ATM takes care of cash management and network connectivity.
C.
Both of Above
D.
None of These
Ans:
Both of Above
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[2]Which of the following is known as Plastic money?
A.
Demand draft
B.
Credit card
C.
Debit card
D.
Both B and C
Ans:
Both B and C
Explanation :
0
[3]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as
A.
demand deposit
B.
term deposit
C.
bond
D.
mortgage
Ans:
term deposit
Explanation :
0
[4]Which of the following is not a Public Sector Unit?
A.
HPCL
B.
HAL
C.
SAIL
D.
YES Bank
Ans:
YES Bank
Explanation :
0
[5]The interest on recurring deposit is paid on the basis of?
A.
Interest calculated on daily products basis
B.
Simple interest on monthly products basis
C.
Simple interest calculated monthly basis
D.
Quarterly compounding
Ans:
Quarterly compounding
Explanation :
0
[6]Account payee crossing is an direction of the drawer to?
A.
To collecting banker
B.
To drawee banker
C.
To payee
D.
To all endorsees
Ans:
To collecting banker
Explanation :
0
[7]Which one of the following rates is not decided by RBI
A.
Bank rate
B.
Base rate
C.
Repo rate
D.
Prime Lending rate
Ans:
Prime Lending rate
Explanation :
0
[8] Public Sector Banks Includes:
A.
20 Nationalized Banks + 5 SBI Associates + IDBI
B.
20 Nationalized Banks + SBI + 7 Private Banks
C.
Q) Nationalized Banks + SBI + Private Sector Banks +IDBI
D.
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Ans:
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Explanation :
0
[9]Which among the following is correct about Brown Label ATMs:
A.
These ATMs are owned and maintained by service provider.
B.
Bank whose Brand name is used on ATM takes care of cash management and network connectivity.
C.
Both of Above
D.
None of These
Ans:
Both of Above
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[4]Which of the following is not a Public Sector Unit?
A.
HPCL
B.
HAL
C.
SAIL
D.
YES Bank
Ans:
YES Bank
Explanation :
0
[5]The interest on recurring deposit is paid on the basis of?
A.
Interest calculated on daily products basis
B.
Simple interest on monthly products basis
C.
Simple interest calculated monthly basis
D.
Quarterly compounding
Ans:
Quarterly compounding
Explanation :
0
[6]Account payee crossing is an direction of the drawer to?
A.
To collecting banker
B.
To drawee banker
C.
To payee
D.
To all endorsees
Ans:
To collecting banker
Explanation :
0
[7]Which one of the following rates is not decided by RBI
A.
Bank rate
B.
Base rate
C.
Repo rate
D.
Prime Lending rate
Ans:
Prime Lending rate
Explanation :
0
[8] Public Sector Banks Includes:
A.
20 Nationalized Banks + 5 SBI Associates + IDBI
B.
20 Nationalized Banks + SBI + 7 Private Banks
C.
Q) Nationalized Banks + SBI + Private Sector Banks +IDBI
D.
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Ans:
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Explanation :
0
[9]Which among the following is correct about Brown Label ATMs:
A.
These ATMs are owned and maintained by service provider.
B.
Bank whose Brand name is used on ATM takes care of cash management and network connectivity.
C.
Both of Above
D.
None of These
Ans:
Both of Above
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[6]Account payee crossing is an direction of the drawer to?
A.
To collecting banker
B.
To drawee banker
C.
To payee
D.
To all endorsees
Ans:
To collecting banker
Explanation :
0
[7]Which one of the following rates is not decided by RBI
A.
Bank rate
B.
Base rate
C.
Repo rate
D.
Prime Lending rate
Ans:
Prime Lending rate
Explanation :
0
[8] Public Sector Banks Includes:
A.
20 Nationalized Banks + 5 SBI Associates + IDBI
B.
20 Nationalized Banks + SBI + 7 Private Banks
C.
Q) Nationalized Banks + SBI + Private Sector Banks +IDBI
D.
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Ans:
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Explanation :
0
[9]Which among the following is correct about Brown Label ATMs:
A.
These ATMs are owned and maintained by service provider.
B.
Bank whose Brand name is used on ATM takes care of cash management and network connectivity.
C.
Both of Above
D.
None of These
Ans:
Both of Above
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[8] Public Sector Banks Includes:
A.
20 Nationalized Banks + 5 SBI Associates + IDBI
B.
20 Nationalized Banks + SBI + 7 Private Banks
C.
Q) Nationalized Banks + SBI + Private Sector Banks +IDBI
D.
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Ans:
Q) Nationalized Banks + SBI + 5 SBI Associates + IDBI
Explanation :
0
[9]Which among the following is correct about Brown Label ATMs:
A.
These ATMs are owned and maintained by service provider.
B.
Bank whose Brand name is used on ATM takes care of cash management and network connectivity.
C.
Both of Above
D.
None of These
Ans:
Both of Above
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[10]NPCI stands for
A.
National Payments Corporation of India
B.
National Payable Corporation of India
C.
National Payments Co-operative of India
D.
Nation Payable Corporation of India
Ans:
National Payments Corporation of India
Explanation :
0
[11]An Indian rupee denominated bond issued outside India is called
A.
Yankee bond
B.
Bulldog bond
C.
Uridashi bond
D.
Masala bond
Ans:
Masala bond
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[12]Section 9 of the Banking Regulation Act prohibits the banking Companies from holding any immovable property except for its own use for a period of not more property. The RBI may extend this period for a further period of
A.
2 years
B.
4 years
C.
5 years
D.
6 years
Ans:
5 years
Explanation :
0
[13]Regional rural banks are managed by
A.
The Central Government
B.
Sponsored Bank
C.
The State Government
D.
All of the above
Ans:
All of the above
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[14]Whenever somebody needs foreign currency against Indian Rupee, banks give equivalent amount of desired currency based on prevalent
A.
bank rate
B.
currency rate
C.
policy rate
D.
exchange rate
Ans:
exchange rate
Explanation :
0
[15]Demand draft is a
A.
not negotiable instrument
B.
not transferable instrument
C.
negotiable instrument
D.
Quasi-negotiable instrument
Ans:
negotiable instrument
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[16]For using safe deposit locker facilities, bank customers pay
A.
Exchange on locker
B.
Commission on locker
C.
Rent on locker
D.
Safe custody charges
Ans:
Rent on locker
Explanation :
0
[17]Currency Swap is an instrument to manage
A.
currency risk
B.
interest rate risk
C.
currency and interest rate risk
D.
cash flows in different currency
Ans:
cash flows in different currency
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[18]Capital adequacy is worked out based on?
A.
Total demand and time liabilities
B.
Net demand and time assets
C.
Risk weighted assets
D.
Risk weighted liabilities
Ans:
Risk weighted assets
Explanation :
0
[19]Many regional Rural Banks were given licenses to open branches in small cities and towns. These licenses were given by –
A.
Indian Banks’ Assocoation
B.
NABARD
C.
RBI
D.
Cabinet Committee on economic affairs
Ans:
RBI
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[20]When banks accept a fixed sum of money from an individual for a definite term and pay on maturity with interest, the deposit is known as:
A.
Term Deposit
B.
Demand Deposit
C.
Bond
D.
Mortgage
Ans:
Term Deposit
Explanation :
0
[21]Which of the following bank has launched ‗mVisa – a mobile-based payments solution?
A.
HSBC Bank
B.
ICICI Bank
C.
SBI
D.
Canara Bank
Ans:
SBI
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[22]What is the full form of the name ‗ILO an agency of the United Nations?
A.
International Labour Organization
B.
International Legal Organization
C.
Indian Labour Organization
D.
Information & Legal Organization
Ans:
International Labour Organization
Explanation :
0
[23]In banking, CORE stands for
A.
Centralized Online Real-Time Exchange
B.
Centre for Online Real Exchange
C.
Centralized Online Real Time Express
D.
Centre for Online Real Express
Ans:
Centralized Online Real-Time Exchange
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0
[24]Capital Market Regulator is—
A.
RBI
B.
IRDA
C.
NSE
D.
SEBI
Ans:
SEBI
Explanation :
0
[25]On the current account balances maintained by the Regional Rural Banks with them, the commercial banks may
A.
pay interest up to 9 per cent
B.
pay interest at such rates as may be mutually agreed to
C.
pay interest as applicable to savings accounts
D.
waive incidental charges
Ans:
pay interest at such rates as may be mutually agreed to
Explanation :
0
Explanation :
0